Also, Bill verified that M’s employer has been knowingly disrespecting her over the last 2 yrs by paying her as contract worker rather than as an employee. “He either doesn’t know what he’s doing, or he’s really smart, because what he’s doing is ‘semi-legal;’” saving himself thousands of $ in taxes, while making M pay even more in self-employment taxes. Their agreement was that she’d be making more $ here than at previous job, but she’s making considerably less. Bill said they’d have to pay her almost $10,000 more per year to make up the differences in taxes.